Does Aflac Cover Alcohol Rehab at Bright Futures?

Admitting that you need help with your addiction is the first step to make. Usually, this step is also the hardest one, as an addict’s behavior and state of mind are altered by the used substances. Thus, you could feel relieved once you admit that you are in need of alcohol or drug rehab treatment in Boynton Beach. But that relief could be short-lived once you realize that you need to pay for your treatment, which could be quite costly. Worry not – Bright Futures Treatment Center accepts health insurance from most major providers. Many of our clients have an Aflac insurance policy in place. Does Aflac cover alcohol rehab in our treatment facility, and what percentage of your costs does it cover? The answer to this question is highly circumstantial and individual. Here’s why.

About Aflac

Aflac Inc. (American Family Life Assurance Company) is the largest provider of supplemental insurance in the United States of America. The company underwrites various insurance policies and is best known for its payroll deduction insurance coverage. With this insurance coverage in place, the policyholders can receive cash benefits in case of an accident or an illness. The company states that it currently provides insurance policies to more than 50 million people across the United States of America.

The reason why Aflac is the largest provider of supplemental insurance is due to the cash benefits it offers. The benefits themselves are individual, as they depend on the insurance plan a person opts for. To give you an example of what one can expect after choosing Aflac, consider the following cash benefits to be typical for a mid-level coverage:

• Hospital admission – the policyholder gets $500 per admission.
• Hospital confinement – depending on the duration of your stay, Aflac pays you from $150 to $75 for every day you spend in a hospital.
• Accident – The policyholder can get up to $2000 for fractures.
• Critical illness – get paid in full for cancer and stroke, and receive a $5000 cash benefit.
• Health screening – receive $50 per calendar year.

Mid-level coverage goes for as little as $6.52 per week for a person or $15.89 per week for a family. Therefore, depending on your budget, you could opt for low-level coverage or go for a high-level one.

How is Aflac different?

The difference between Aflac and some other insurance providers is that the former provides supplemental insurance. It fills the gaps of traditional insurance policies and offers greater protection in certain cases and circumstances. To give you an example of what we mean by supplemental insurance, those diagnosed with cancer or suffering from a critical illness will receive cash benefits to cover lost wages, transportation costs, and hotel lodgings. But does Aflac cover alcohol rehab at the Boynton Beach Treatment Center?

Does Aflac cover alcohol rehab at Bright Futures Treatment Center?

The short answer is no – Aflac is not included on our list of which insurances are accepted in Bright Futures Treatment Center. Bright Futures Treatment Center accepts different insurance coverages and providers, based on which you can be covered for up to 100% of the costs associated with your treatment. We accept the following insurance providers:

• AETNA Insurance
• Humana Insurance
• Tricare
• AmeriHealth Insurance
• Blue Cross Blue Shield
• FMLA – Family and Medical Leave Act
• Aflac
• Cigna Insurance
• Oscar
• UMR
• AvMed
• Optum
• UnitedHealthcare Group Insurance

Bear in mind that even though you are able to find your insurance provider on this list, it does not mean that the complete cost of your alcohol treatment in Boynton Beach will be covered. Namely, the percentage that your provider will cover depends on your insurance policy. But just because Aflac isn’t listed here doesn’t mean you shouldn’t contact them to gather some information about your situation.

The treatments your primary insurance provider should cover

You no longer have to frantically Google ‘does Aflac cover alcohol rehab’ – you already have the answer. You’ll have to rely on your primary insurance provider when it comes to covering the cost of your treatment. Bright Futures Treatment Center offers different levels of care that are an integral part of our program. The costs for the following treatment plans could be fully or partially covered by your insurance provider:

• Medically Assisted Treatment is the first step our clients take on their road to recovery. Hence, it entails the use of FDA-approved medication to manage the symptoms of withdrawal and give better chances for long-term sobriety.
• Partial hospitalization program, which includes intensive care and support during the day at our luxury facilities. In addition to evidence-based therapies, we also offer counseling sessions and group activities.
• The Florida model program represents a transitional step between inpatient and outpatient programs. After completing their stay in our clinical building facilities, our clients move on to residential housing. They still continue to receive our complete care.
• Our outpatient treatment program is oftentimes the crucial step toward recovery. During this program, our clients attend different therapy types. Therapists with licenses are in charge of holding group, individual, and trauma therapy sessions.

After an assessment of your alcohol addiction, our specialists will place you in the most suitable program. You can then inquire how much you will have to pay for your treatment plan, which will mainly depend on your insurance policy.

Different types of therapy within those treatments

• Therapeutic activities. Treatment with medication isn’t enough for a person to reach long-term sobriety. Thus, we include a variety of therapeutic activities in our treatment programs.
• Group sessions. Group therapy is just as important as individual sessions. It gives an addict a chance to get a sense of community and realize that they aren’t alone in their addiction.
• Dual diagnosis. Addiction is oftentimes accompanied by mood disorders. At Bright Futures Treatment Center, we provide treatment for both addiction and mood disorders.
• Holistic therapy. Different forms of holistic therapies are integrated into your treatment. We use innovative solutions to help you regain full control of your life.
• Trauma therapy. Addiction oftentimes results from a response to a traumatic event. Hence, our licensed therapists help you work on overcoming your past trauma and treating your current addictive tendencies.

How to check what is covered by Aflac?

The first step to finding out all the situations that Aflac insurance covers entails you checking your insurance policy. Your policy will contain all the exact details of your insurance plan. Thus, prepare and set aside sufficient time to review the policy. You need to focus your attention on every page, paragraph, and word. This step is enough for many people to find out which situations are covered by Aflac.

After going through your insurance policy, some confusion might still be left. That’s why we recommend you log into Aflac’s website and look for additional insurance information. While there should be additional data about your policy that you will be able to find, it might still not be enough to clear up all of your doubts.

We understand that insurance policies can sometimes be hard to read and understand. Usually, there’s too much terminology involved, and, despite your best efforts, you might be unable to understand what it all means. Likewise, we know that it’s extremely important to completely understand which situations and predicaments are covered by your insurance policy. So, does Aflac cover alcohol rehab Palm Beach has to offer? You should feel free to contact your provider and inquire about their policies on alcohol and drug rehab. Getting in touch with your insurance provider will give you access to the most reliable pieces of information. There won’t be a place for any confusion, as your insurance professionals will deliver verified and reliable info.

The bottom line

There’s no reason to spend hours online searching for an answer to the question ‘Does Aflac cover alcohol rehab at Bright Futures Treatment Center’. We can tell you right away that it doesn’t. However, considering the fact that Aflac is supplemental insurance, there’s a good chance that your primary insurance policy can cover the costs of your treatment. If you have any doubts or questions about your situation, feel free to contact us. We will gladly clear up any doubts you might have. Likewise, we will be happy to provide advice regarding your situation, addiction, and payment methods.

FAQs

1. Does Aflac Cover Alcohol Rehab Treatment?

Aflac may offer coverage for alcohol rehab, but it depends on your specific insurance plan. While Aflac provides supplemental insurance, its policies typically focus on covering out-of-pocket expenses rather than direct rehab costs. To determine your coverage, review your policy details or contact Aflac directly.

2. How Can I Check If My Aflac Plan Covers Alcohol Rehab at Bright Futures?

You can verify your Aflac coverage by calling their customer service or reaching out to our admissions team at Bright Futures. We can review your insurance details and help you understand what portion of your treatment may be covered.

3. What Are My Options If Aflac Doesn’t Fully Cover Alcohol Rehab?

If Aflac does not fully cover your rehab treatment, there are still options available. Bright Futures offers flexible payment plans, alternative financing options, and assistance in exploring additional insurance benefits to ensure you receive the care you need.

4. Can a Family Member Use Their Aflac Insurance to Cover My Alcohol Rehab?

Aflac insurance policies are typically tied to the policyholder, meaning a family member’s plan would not directly cover your treatment. However, they may be able to provide financial support for out-of-pocket expenses. It’s best to check directly with Aflac to explore all available options.

5. What Other Insurance Providers Does Bright Futures Accept for Alcohol Rehab?

In addition to Aflac, Bright Futures accepts a variety of insurance providers to help cover alcohol rehab treatment. Contact our admissions team to discuss your insurance options and find the best solution for your recovery journey.